CEO of Capital Group Talks About How to Save for the Future

Warren Buffet has wagered $1 million that he could come up with a better return on his investments returns than a group of hedge fund managers by just investing his money in the S&P 500. It turns out that Buffet was correct! That bet for certain will be determined later this year, and so far Mr. Buffet is about to collect his money. The point in this is that there are far too many “average” returns on one’s investments in today’s markets. This is where Buffet’s strategy of top-down style investing has been studied by experts for many years, and overall has been proven to be one of the best returns one can get on their money in the markets today. This is one of the ways Buffet sights that our next generation can save enough for a good retirement in a generation where jobs are offering vanishing benefits, and fewer are offering retirement compensations. In Buffet’s words of wisdom, he warns that the next generation cannot rely on their place of employment to look out for them in their “Golden Years” but that they must be disciplined and save for themselves if they want to live a good retirement such as the one he is enjoying! and more information click here.

 

Tim Armour has reported this article as summarized above as he has studied Buffet’s investments extensively. Armor was named the chairman of Capital Group back in 2015 after his predecessor, James Rothenberg tragically passed away from a heart attack the week before. Armor was prepared for this job by graduating from Middlebury College, which is located in the small town of Middlebury, Vermont with a Bachelor’s Degree in economics. From there, Armor was prepared to join the Capital Group through their Associates Program, which was an opportunity he used to move the ranks all the way through to the position he holds today. After college, Armor moved out to Los Angeles to work with Capital Group. Armor is currently based out of Los Angeles and learn more Tim.

Other Reference: https://en.wikipedia.org/wiki/Capital_Group_Companies

The Success Story of EOS lip balm

The Chapstick has been the only preferred lip balm on the supermarket or drug store for more than a century. The cylindrical tube of the lip balm has an active ingredient listed on the packaging. For those who wanted the wild feel, they mostly preferred the mint or cherry flavor. This however, changed 7 years ago when EOS lip balm launched their product and it started selling everywhere. The lip balm could be found at Target and Walmart and it was talked about by beauty editors on Allure and Cosmo. With different flavors such as grape fruit and honeydew, the EOS lip balm quickly became a hit.

Celebrities like Kim Kardashian, Miley Cyrus and Christina Aguilera were seen using the EOS lip balms. This made the lip balm to become even popular. EOS which means Evolution of Smooth, made its appearance in many fashion and beauty magazines. The lip balm company is now worth $250 million and it is the 2nd best-selling lip balm in the nation. Although EOS lip balm has not being in the market for a long time, it has outdone many other lip balms. Currently, the company sells more than one million units every week. Useful link on amazon.ca

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EOS also looks into expanding to the international lip care market and hopes to increase its worth to $2 billion by the year 2020. The lip balm line specializes in natural and organic products. The cost of a single EOS lip balm is approximately$3. EOS has a huge social media presence with 1.8 million followers on Instagram and approximately 7 million Facebook followers. The lip balm brand has been able to partner with other big player on the industry. The marketing strategy employed by EOS has paid off and the lip balm is now a household product. The shape of the lip balm container suits the modern woman. Try clicking ulta.com for your choice of flavors.

Have an in-depth look of EOS visit  https://www.evolutionofsmooth.de/

 

Learn More Of A Great Real Estate Agent Investor In Miami, FL: Samuel Strauch

Samuel Strauch is a business undergraduate from Hofstra University in New York. He also went to the Harvard University and later Erasmus University in Rotterdam where he furthered his studies.

Although Samuel joined the Real Estate business with his family in Florida, he had initially started his career in banking. He later started his company in the year 2002. Until now, he continues growing his firm and intergrading a strong platform for development, management, and complementary enterprises. He is an active investor in the Internet and catering businesses. Still, he is also is a photography enthusiast and passionate about arts.

Follow Samuel Strauch on Twitter.

His idea about his business was birthed due to his ability to put together clients and investors internationally. He would put them together to aid in starting up his business. By strengthening relationships and meeting new people, he can experience different and typical days. He is always concerned about his relationships with his brokers, colleagues, and investors. That way, he can spark new ideas, get new properties, and also forge new relationships in business. He states that becoming friends with people you engage with in business is a great idea.

Meditating is one aspect that has made Samuel grow as an entrepreneur. By meditating, he can attend to both his professional and personal life obligations. He finds meditating as an aspect that comes with many benefits that will benefit many other entrepreneurs out there in the industry. As a matter of fact, Samuel Strauch has studied that every successful businessperson needs the art of meditation. He prefers that all entrepreneurs think of success and discard thoughts of failure. For his success in the industry, he always thinks of win-win scenarios. This one aspect is practiced not only by him but also by all the people he interacts with, partners, investors, and his colleagues within the industry.

For more information about Samuel Strauch, just click here.

Mullen Lowe’s Jose Henrique Borghi Looks Back on a Successful Career

When Jose Henrique Borghi established what is now Mullen Lowe Brasil he had already been on one of the most successful and respected careers in Brazilian advertising. Borghi has been one of the world’s most successful advertising executives after he almost stumbled into a marketing career at the behest of his sister; as he was set to enter higher education Jose Henrique Borghi was still struggling to find a career direction, which prompted his sister to bring him to an exhibition of different industries and companies. Instead of inspiring Jose to settle on a single area of business to undertake he found himself drawn to the marketing materials on offer and quickly settled upon a career in advertising.

After graduating from PUC Campinas, Jose Henrique Borghi decided to enter the advertising industry by taking up a career with the respected Standard Ogilvy ad agency as a writer; Borghi followed in the footsteps of many of the best known creatives in Brazilian advertising by starting his career at this swell known agency that has proven itself to be the breeding ground of many of the top marketing executives in the country. Beginning his career in 1989, by 2002 Jose Henrique Borghi was ready to strike out on his own and establish his own ad agency.

The birth of what was originally known as the BorghiEhr ad agency was not an easy one with only Jose Henrique Borghi and his business partner serving as every employee of the company. The hard work has obviously paid off for Borghi as the ad agency he founded that is now known as Mullen Lowe was ranked as the fourth largest in Brazil by 2015; now a globally recognized agency the success of Mullen Lowe has seen the company awarded at Cannes, New York, and the London film festivals and what Borghi knows.

More visit: http://www.bestadsontv.com/profile/103488/Jos-Henrique-Borghi

A Look At Some Of The Lip Balm Flavors Offered By Evolution Of Smooth

What Is Evolution Of Smooth?

Evolution of Smooth is a skincare company that is famous for its assortment of lip balms. The company was founded by a group of entrepreneurs and corporate managers who were looking to create a brand that would shake up the health and beauty aisle of stores across America. Evolution of Smooth was born as a new lip balm product that had new flavors, a unique packaging and all natural ingredients. It has quickly become the lip balm of choice for millennials and is ranked number two in terms of total annual sales.

Besides lip balms, EOS now also sells hand and body lotion and shaving cream. Lip balms, lotions and creams can be ordered online and shipped to most parts of the world through Evolution of Smooth’s official website at evolutionofsmooth.com.

Thousands of stores also carry EOS lip balm products. Look for it in the skin care and beauty aisle alongside other lip balms.

Lip Balm Flavors Found In Evolution Of Smooth Products

At Evolution of Smooth you will find some refreshing and bold flavors in the organic smooth sphere line such as honeysuckle honeydew, passion fruit, summer fruit and blueberry acai. More generic flavors found in this line of lip balms from EOS include sweet mint, strawberry sorbet and pomegranate raspberry. A newly added flavor to this line is the vanilla bean line. Think vanilla ice cream in a lip balm and you have the latest flavor that customers are sure to love from EOS.  Learn more about EOS products, click on ebay.com.

In the visibly soft smooth sphere lines you will find even more lip balm flavors from EOS. These flavors are vanilla mint, blackberry nectar and coconut milk. The visibly smooth sphere line is formulated to be not only moisturizing but softening and smoothing out as well. Another line from EOS called the shimmer smooth line has a great regular taste in its two products. These are the pearl and sheer pink shimmer smooth lip balms from EOS. Check this also

Hit https://www.costco.ca/eos%E2%84%A2-Lip-Balm-6-pack.product.100322342.html for additional details.

ClassDojo Brings Technology To The Classroom

The use of technology in school systems has increased dramatically over the past few decades. The use of technology goes from the administrative offices to the classrooms. One of the main reasons why the use of technology has increased such much over the past few decades is because of the technology innovations that have occurred during this time period.

 

Many recent technology innovations have helped to change the way people and the business world operate on a daily basis. Technology innovations such as the Internet, WiFi, and smartphones have helped to change the world into a digital world where technology is almost essential to perform core business operations.

 

With the technology available today, the things that can be done in classrooms and school systems as a whole have changed the way education is conducted at the K-12 level and above. The use of the Internet and related technology has made it possible for teachers to teach classes and provide lectures over the Internet. Students can do their homework online and receive tutoring help online. Directly in the classrooms and in school systems technology has allowed the educational system to be altered.

 

The use of technology has allowed many traditional methods of performing tasks to be changed to more modern methods that help to improve efficiency in classrooms and in school systems. While technology has helped to change many aspects of classroom and school system’s daily operations, one of the aspects of the school system that remains the same is the teacher and parent conference. The traditional teacher and parent conference is still the primary method used in many school systems to communicate between teachers and parents.

 

However, ClassDojo is helping to provide technology options for the teacher and parent conference. The company has an app that is used in school systems across the country that allows schools to conduct many tasks using the app over a network platform designed to support the app. With the app, teachers can place test, homework, and other related materials on the network platform to provide access to students and parents.

 

In addition, there are numerous other tasks that can be done using the app such as sharing video and pictures. Also, other tasks include the ability for teachers and parents to communicate over the app system. This communication can be used in place of the traditional teacher and parent conference.

 

ClassDojo has raised over 21 millions dollars concerning the app. The money will be used to help enhance the app related to current features and functions along with providing additional user options.

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The Way That Susan McGalla Motivates Other Women

Working as a consultant can be very lucrative if you have experience. To just say that Susan McGalla had experience in the business world is an understatement. She has been in a CEO position more than once during her career as a retail clothing leader, and she has managed to gain a wealth of experience in a very short time frame.

 

Susan is the woman that has worn many hats and helped many people build their careers. There are a lot of young women in the field of marketing that are looking at the way that she has been able to accelerate her career.

 

The fact that she was able to make a move from a small companies such as the Joseph Home company to American Eagle would boost her resume. When she became a divisional merchandise buyer this would give her even more credibility as a marketing professional. She would eventually rise in ranks and become the CEO of American Eagle. This was a huge accomplishment for Susan, and it would also build her resume to a point where people would come to respect her authority in marketing.

 

This is how she has been able to transition into a role where she could effectively work as a consultant. When she came to the Pittsburgh Steelers and revamped the clothing line it was obvious that she had a great amount of experience in handling retail merchandise. It would be her background with companies like Wet Seal and American Eagle that would give her the ability to change the clothing line for the Pittsburgh Steelers. She has revamped the fan gear clothing, and this is an essential part of promoting this franchise in a different way.

 

Susan has really been able to help a number of companies become more profitable over the years. Her marketing experience has served her well in her career, and many women in business aspire to do what she has done. Susan serves as a mighty inspiration to any woman that may be making excuses about breaking the glass ceiling that is in place for female executives.

 

EOS Lip Balms are Healthy and Flavorful

If you’ve been to the grocery store or your local discount supermarket lately, you’ve likely seen cylinder-shaped lip balms from EOS in the health and beauty section or at the checkout counter. In the last seven years or so Evolution of Smooth or EOS has taken over the lip balm market. The products are made from natural ingredients and have become even more popular after celebrities like Taylor Swift and Kim Kardashian started using them.

Be sure to click this.

Popular EOS flavors include vanilla bean, which has a classic scent and taste that works great in fall and winter seasons, more of this on target.com. Passion fruit is another well-known flavor from the EOS lip balm line, and this fruity scent sells well in the spring and summer. Sweet mint is a favorite among consumers as well, and has a slight vanilla scent combined with the soothing and refreshing power of mint to keep lips smooth and healthy. Honeysuckle honeydew is a popular EOS lip balm flavor as well, and the sweet scent is a favorite for women who prefer a lip balm that has both fruity and floral notes. EOS also offers shimmer lip balms, which give the lips more intense shine and a hint of color. Click on ebay.com for some added tips.

All EOS lip balms contain ingredients like vitamins A and E, which are antioxidants that shield the body from free radicals and keep the lips from cracking and peeling. Many EOS balms also contain shea butter, which gently exfoliates the lips, locks in moisture and shields the lips from the harsh rays of the sun.   Follow EOS on facebook.com.

For more information on EOS products, visit https://www.evolutionofsmooth.de/

With Aspire, Sam Boraie attracts young professionals to New Brunswick

New Brunswick has undergone an incredible resurgence over the last 30 years. This has been almost entirely due to the efforts of one development firm, Boraie Development. Founded by Omar Boraie, an ambitious immigrant from Egypt, the downtown New Brunswick area went from a forgotten slum to one of the most in-demand real estate markets on the East Coast. As Omar reached retirement age, he began handing the reins of the business over to his son, Sam. Under Sam’s leadership, the company has embarked on a string of transformative projects, one of which is the massive Aspire apartment community.

With the Aspire, Boraie Development has sought to attract young, affluent professionals who are sick of paying outrageous rents for tiny apartments in places like Manhattan. Located just feet from the New Brunswick train station; the Aspire will be perfectly situated for those who need to commute throughout the New York metro area. But ease of travel is far from the Aspire’s only selling point. Sam Boraie has created a world-class luxury community that rivals the poshest buildings of the Upper East Side or Long Island.

The Aspire is designed to be a chef’s paradise. The kitchens feature top-end, all-stainless-steel appliances as well as quartz or granite counter tops. The glass tiled backsplashes add a stunning accent to the ultra-sleek, spacious kitchens and are further complimented by real wood or stone tile floors. The open-plan apartments all feature islands in the kitchens, perfect for social occasions and entertaining guests. These are kitchens you would expect to see in the highest end condominium penthouses, not a Central Jersey apartment building.

In an article on Central Jersey Working Moms, every unit also comes with high speed internet and cable connections as well as state-of-the-art natural gas units that are certified by the EPA as being appropriate for green buildings.

Residents also have 24/7 access to a gym-quality fitness center, featuring all the latest machines as well as free weights. The building features an 18th story sky deck that residents may use for entertaining larger numbers of guests. There is a large outdoor terrace on the second floor as well.

For more information, see The Aspire New Brunswick.

Check out boraie.com for more details.

See more: http://centraljerseyworkingmoms.com/how-boraie-development-has-managed-to-bring-up-sophisticated-apartments-in-new-brunswick/

The Places Dick DeVos Has Given His $139 Million To

Dick DeVos has been featured in many business publications both for his ingenuity and investments, and also for his philanthropy that he recently decided to disclose during the confirmation hearings for his wife Betsy. Dick and Betsy have both been champions for private education in the state of Michigan and nationally, and the work they’ve accomplished in that arena led then President-elect Donald Trump to choose Betsy for Secretary of Education. Due to the pressing nature of confirmation hearings and the need for transparency, Dick and Betsy DeVos answered the longtime mystery of how much their lifetime charity has amounted to. The estimated amount disclosed totaled over $139 million.

 

Most of Dick DeVos’s $139 million has gone to private schools such as Potter’s House Christian School, Grand Rapids Christian Academy, and several other private K through 12 schools and even private colleges. The funding for these schools has gone through the Dick & Betsy DeVos Foundation and also through their Education Freedom Fund and Children First America. They also once tried to get a ballot initiative for tax credits and vouchers for private schools passed in the year 2000, but the Michigan voters did not approve. In 2010, the Dick & Betsy DeVos Family Foundation along with funding from their company The Windquest Group started a charter school with an advanced technology curriculum known as the West Michigan Aviation Academy.

 

Dick DeVos also made a donation to the Kennedy Center in Washington when billionaire David Rubenstein undertook the art institute renovation, and the DeVos’s gift of $22 million had it renamed in their honor. Other organizations he donated to include the Spectrum Health Foundation for which he won the Art of Giving award in 2006. The DeVos’s have also contributed to the Heritage Foundation and Hudson institute, and while the DeVos’s have been highly active in the Michigan Republican Party, only a small percentage of their lifetime giving has gone to political candidates.

 

Dick DeVos’s philanthropy is something his family has been known for including his father Richard DeVos Sr. who has started many social philanthropies from the profits made at Amway Corporation. Amway is a direct selling company that Richard DeVos Sr. cofounded with Jay Van Andel, and Dick and his brothers Daniel and Douglas have all served as executives at the company. Dick was an executive vice president from 1984 to 1989 and then took over as CEO in 1993. Dick and Betsy also founded The Windquest Group which owns many Michigan startups in retail, food service, energy and technology. Dick DeVos ran for governor in 2006 but came up short in that race, and in 2012 was part of a coalition that had a right-to-work law passed. Dick also authored the book Rediscovering American Values in 1998.